Privacy Policy

Privacy Policy

Introduction

At https://adjustable-rate-mortgage.buzzzoomer.com (hereinafter referred to as ‘the Company’, ‘we’, or ‘our’), we prioritize the privacy and security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of data in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), and its counterparts in Colorado (CPA), Utah (UCPA), Connecticut (CTDPA), Virginia (VCDPA), South Africa (POPIA), and other applicable jurisdictions.

Scope

This policy covers all aspects of our website, applications, services, and products offered under the https://adjustable-rate-mortgage.buzzzoomer.com domain. However, please be informed that this policy does not extend to third-party platforms, applications, or services accessible through links on our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy is relevant when you engage in the following activities:

  1. Using our applications and services as an authorized user.
  2. Visiting any of our websites linked to this policy.
  3. Communicating with us via newsletters, emails, phone calls, or text/SMS messages.

Personal Data Collection

We collect a range of personal data, including:

  1. Account Information: Details related to your user account, such as username and password.
  2. Payment Information: Data required for processing transactions, including cardholder name, card number, expiration date, and security codes.
  3. Financial Information: Personal financial details necessary for mortgage-related services.
  4. Purchase Information: Records of products or services you have purchased from us.
  5. Mobile Device Identifiers: Unique identifiers assigned to your mobile device, such as IP addresses and device IDs.
  6. Location Data: Information about your geographical location when using our applications or providing consent for location-based services.
  7. Feedback: Comments, suggestions, and reviews you provide to enhance our products and services.
  8. Social Media Information: Personal data shared when interacting with us on social media platforms.
  9. Product Information: Details about the products you show interest in or purchase from our website.

We collect this data through various means: user input forms, account creation processes, order forms, surveys, interactions with our customer support team, and automated technologies like cookies and tracking pixels. Additionally, third-party service providers may share personal data with us for specific purposes, respecting their respective privacy policies.

Cookies

We employ cookies to enhance your experience on our platform and for analytical purposes:

  • Strictly Necessary Cookies: Essential for navigating our website and ensuring basic functionalities.
  • Preference Cookies: Store user preferences to remember settings and provide personalized experiences.
  • Analytics Cookies: Track aggregated data to analyze trends, understand user behavior, and improve our services.

Users have the option to control non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, including legal compliance requirements. Once the retention period expires or when the purpose is no longer relevant, we delete or anonymize the data securely.

Security Measures

The Company has implemented robust security measures to safeguard your personal data:

  • Employing industry-standard encryption protocols for secure data transmission and storage.
  • Engaging reputable third-party processing partners who adhere to strict data protection standards.
  • Regularly reviewing and updating our security practices to adapt to emerging threats.

Children’s Privacy

We are committed to protecting the privacy of children under 18 years old. Our services are not intentionally designed for or targeted at children, and we do not knowingly collect personal information from minors.

Your Rights

Depending on your location, you may have specific rights regarding your personal data:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Correct any inaccurate or incomplete personal data we possess.
  • Erasure (Right to be Forgotten): Ask us to delete or remove your personal data from our systems.
  • Restriction: Limit the processing of your personal data in certain circumstances.
  • Portability: Receive a copy of your personal data in a structured, commonly used format.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Be free from unfair treatment based on your exercise of privacy rights.

To exercise these rights or make data-related inquiries, please contact our dedicated Privacy Team via email at [email protected] or by postal mail to the address provided on our website.

Changes to Policy

The Company reserves the right to update this Privacy Policy from time to time. Any significant changes will be posted on our website with an updated revision date. We encourage you to review this policy periodically to stay informed about how we protect your personal data.

Contact Information

For any privacy-related inquiries, unsubscribe requests, or questions regarding data practices, please reach out to us:

Email: [email protected]
Postal Address: [Provide the physical address]